http://www.mymerchantservicesmatch.com/our-service/retail-merchant-accounts - When setting up a business, offering payments through credit card merchant accounts is what you need to have. Companies that offer credit card merchant services can provide you with the tools you need to process cashless payments, but make sure you choose the credit card merchant services that offers the lowest rates. Also, make sure that the credit card merchant accounts service you choose can offer secure payment processes.